RuPay credit card-based UPI payments have been made available on Google Pay thanks to a partnership between Google and the National Payments Corporation of India (NCPI). Users may now add their RuPay credit cards to Google Pay and pay for purchases at both online and physical stores. Axis Bank, Bank of Baroda, Canara Bank, HDFC Bank, Indian Bank, Kotak Mahindra Bank, Punjab National Bank, and Union Bank of India are the banks that now provide RuPay credit cards through Google Pay. The company has stated that it would add more banks in the near future.
For the uninitiated, Google Pay is a UPI-based payment service that, like the majority of payment apps, only accepts debit card payments.Users may now connect their RuPay credit card and make payments conveniently to businesses nationwide thanks to this upgrade. The ability to add Visa and Master credit cards to Google Pay or any other UPI payment app in India is currently unavailable.
Nalin Bansal, Chief of Relationship Management and Key Initiatives, Corporate Business from NPCI, said, “The integration of RuPay Credit Card on UPI delivers a remarkable user experience seamlessly combining the convenience of UPI with the benefits of RuPay Credit Card. We believe this service will mature to provide access to digital credit on demand and consumers will be able to make payments by taking benefit of the inherent security and availability of the UPI network across both offline and online platforms. We are delighted to partner with Google Pay as we believe that this combination will play a vital role in democratizing credit in India.”