The following terms and conditions will be deemed to have been accepted by the User on usage of the website www.xperttimes.com  You are requested to read them carefully before you use the services of this site.

1. The term of service(“Terms”), User shall refer to the user who is browsing the site. The users shall refer to Xpert Times News Company (“Xpert Times”). The Term Site refers to www.xperttimes.com owned and monitored by Xpert Times News Company.

2. Xpert Times may monitor and prohibit the access of certain IP addresses to the Site.

3. All content present on this site is the property of Xpert Times. The content, images, graphics and designs used on this site belong to Xpert Times. No material from this site may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from Xpert Times. Unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties.

4. Xpert Times is a filed trademark. This trademark may not be used in any manner without prior written consent from Xpert Times.

5. Xpert Times shall have no responsibility for any damage to the User’s computer system or loss of data that results from the download of any content, materials, information from the Site.

6. Xpert Times may change or discontinue any aspect of its website at any time, including, its content or features. Xpert Times reserves the right to change the terms and conditions applicable to the use of the Site.

7. The User’s right to privacy is of paramount importance to Xpert Times. Any information provided by the User will not be shared with any third party. Xpert Times reserves the right to use the information to provide the User a more personalized online experience.

8. The Site provides links to websites and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the Site. You agree that Xpert Times is not responsible for the availability of, and content provided on, third-party websites.

9. The information provided on our website Brand Stories is for general informational purposes only and as provided by the advertiser/third party. All information on the Brand Stories is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness with respect to the website or the information, products, merchandises, services, links, or related graphics contained on the website/mobile application/newspaper ad for any purpose.

10. Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site/mobile application/newspaper ad or reliance on any information provided on the site/mobile application/newspaper ad. Your use of the site/mobile application/newspaper ad and your reliance on any information thereon is solely at your own risk.